(314) 201-5600

Your Trusted Independent Insurance Partner

Comprehensive insurance solutions tailored to your unique needs. Experience the difference of working with an independent full-service agency.

Professional insurance consultation

About The Hauser Agency

Your Independent Full-Service Insurance Agency in O'Fallon, Missouri

Serving O'Fallon and Surrounding Communities

Located at 427 W Terra Ln, O'Fallon, MO 63366, The Hauser Agency has been providing comprehensive insurance solutions to families and businesses throughout the St. Louis metropolitan area. As an independent full-service insurance agency, we work with multiple top-rated insurance carriers to find you the best coverage at competitive rates.

Our commitment to personalized service means you'll work directly with experienced insurance professionals who understand your unique needs and will be your advocate throughout the entire insurance process.

50+

Insurance Carriers

24/7

Customer Support

100%

Independent

The Hauser Agency Office Building

Our Insurance Services

Comprehensive coverage for every aspect of your life

Auto Insurance

Comprehensive auto coverage including liability, collision, comprehensive, and uninsured motorist protection. We compare rates from multiple carriers to find you the best deal.

  • Personal Auto Coverage
  • Multi-Car Discounts
  • SR-22 Filing
  • Classic Car Insurance

Home Insurance

Protect your home and belongings with comprehensive homeowners insurance. From basic coverage to premium protection, we'll find the right policy for you.

  • Homeowners Insurance
  • Renters Insurance
  • Condo Insurance
  • Flood Insurance

Business Insurance

Comprehensive business insurance solutions to protect your company, employees, and assets. From general liability to workers' compensation, we've got you covered.

  • General Liability
  • Professional Liability
  • Commercial Property
  • Workers' Compensation

Life Insurance

Secure your family's financial future with term life, whole life, or universal life insurance. We'll help you determine the right coverage amount and type for your needs.

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Final Expense Insurance

Personal Umbrella

Additional liability protection beyond your auto and home insurance limits. Protect your assets and future earnings with comprehensive umbrella coverage.

  • Personal Umbrella Policy
  • Asset Protection
  • Liability Coverage
  • Peace of Mind

Recreational Vehicles

Protect your recreational investments with specialized coverage for motorcycles, boats, RVs, and other recreational vehicles.

  • Motorcycle Insurance
  • Boat Insurance
  • RV Insurance
  • ATV Insurance

Why Choose an Independent Insurance Agency?

Discover the significant advantages of working with The Hauser Agency

Multiple Insurance Carriers

Unlike captive agents who work for only one insurance company, we represent multiple top-rated carriers. This means we can compare policies and prices to find you the best coverage at the most competitive rates.

Personalized Service

You're not just another number to us. We take the time to understand your unique needs and provide customized insurance solutions. Our agents are your advocates, not just salespeople.

Cost Savings

By shopping multiple carriers on your behalf, we can often find you better rates than you'd get by going directly to a single insurance company. We also identify discount opportunities across all your policies.

Time Savings

Instead of calling multiple insurance companies yourself, we do the shopping for you. One call to us can provide you with quotes from multiple carriers, saving you valuable time.

Claims Advocacy

When you have a claim, we're on your side. We'll work with the insurance company to ensure you receive fair and prompt settlement. Our experience helps navigate the claims process smoothly.

Local Expertise

As a local agency, we understand the specific insurance needs of Missouri residents. We're familiar with local risks, regulations, and requirements that affect your coverage needs.

Independent vs. Captive Insurance Agents

Understanding the difference can save you money and provide better service

Independent Agent (The Hauser Agency)

  • Represents multiple insurance carriers
  • Shops for the best rates and coverage
  • Provides unbiased advice
  • Acts as your advocate during claims
  • Offers personalized service
  • Can switch carriers if needed
  • One-stop shopping for all insurance needs
  • Local expertise and community ties

Captive Agent

  • Limited to one insurance company
  • Cannot shop for better rates
  • May have sales quotas to meet
  • Limited coverage options
  • Less flexibility in policy customization
  • Cannot switch if company raises rates
  • One-size-fits-all approach
  • Loyalty to company, not client

Contact The Hauser Agency

Ready to experience the independent insurance difference?

Get in Touch

Visit Our Office

427 W Terra Ln
O'Fallon, MO 63366

Call Us

(314) 201-5600

Email Us

info@hauseragency.com

Business Hours

Monday - Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 2:00 PM
Sunday: By Appointment

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